Wednesday, October 3, 2012

Pre-existing condition? Here's affordable insurance for you

One of the most popular provisions of the Affordable Care Act (ACA) is the elimination of pre-existing conditions as a reason to deny health insurance coverage. Unfortunately, that piece of the ACA doesn't kick in until 2014. In the meantime, people with pre-existing conditions have the choice of gambling on waiting for this provision or trying to buy something they can afford.

The Arizona Hospital and Healthcare Association and other partners are announcing the availability of a Pre-esixting Condition Insurance Plan, and they need our help to spread the word. Here's the background...

Healthcare coverage for low-income and sick patients in Arizona is extremely limited. One of the few relatively affordable options for the uninsured is the Pre-existing Condition Insurance Plan (PCIP). PCIP coverage is intended to serve as bridge for coverage until 2014 when health insurance exchanges become operational and the regulation ensuring people can no longer be denied coverage based on their health status is in place.  
More than 70,000 people are now covered by PCIP since the program started in 2010. PCIP enrollment has not been as successful as it could be due in large part due to the lack of a marketing campaign. Grassroots efforts in Arizona and other states have helped increase PCIP enrollment, but they have had only limited success.  
The Arizona Hospital and Healthcare Association, along with other healthcare partners, have produced commercials in English and Spanish to help generate public awareness of the program. The commercials are captivating, appeals to a wide audience and it has tremendous potential to grow PCIP enrollment at a faster pace.

Check out this link or this link for more information and check out these videos. Spread the word if you know anyone with a pre-existing condition who has no insurance coverage.

1 comment:

  1. This is very good news for the uninsured because many of them are such because of preexisting conditions. The affordability of it remains to be seen.